5 signs Bitcoin isn’t done falling

Now, let’s look at the bigger picture for a sec.

Sure, Bitcoin’s been stalling lately, but:

👉 It’s still smashing past all-time highs;

👉 We have so much more institutional adoption;

👉 We’re getting regulatory clarity;

👉 BlackRock CEO Larry Fink says Bitcoin could hit $700K;

👉 Bridgewater Associates CEO Ray Dalio recommends a 15% allocation, and some major advisors are going as high as 40%.

And yet… compared to 2021, this run feels way more low-key. Many people in finance still call Bitcoin a scam, complain about energy use, or say it’s useless.

Basically, the disconnect between what’s actually happening and how people are reacting is real.

Which is exactly what investing journalist Natalie Brunell and Luke Broyles from The Bitcoin Adviser talked about on a recent podcast.

Luke admitted he expected retail mania to start at $70K. Well, look at us now – Bitcoin’s almost twice that, but the reaction’s still giving crickets + tumbleweed.

And he thinks that even if Bitcoin hits $5M, many people will still argue it can’t go higher.

Because mass adoption isn’t an overnight switch – it’s a long grind.

But where could the real growth come from? Luke’s answer: debt.

The fiat system runs on borrowing – governments, companies, and regular people all use loans to keep the economy moving. And he thinks the real shift will happen when Bitcoin gets tied into those loan systems.

That means things like:

👉 using Bitcoin in mortgages,

👉 borrowing against home equity to get Bitcoin,

👉 or companies taking out loans with Bitcoin as part of their balance sheet strategy.

Basically, Bitcoin wouldn’t just be something you buy – it would become something the credit system itself relies on.

Luke sees this as the real Trojan horse: Bitcoin gradually becoming collateral in global lending, much like Michael Saylor has already started doing at the corporate level.

And Luke takes it a step further: he thinks Bitcoin could actually do a better job than the assets debt usually goes into.

When new borrowing flows into housing, energy, or stocks, it makes prices climb and everyday people end up paying more. But if that borrowing is directed into Bitcoin instead, it creates demand without raising living costs.

Natalie summed it up by calling Bitcoin a kind of inflation shock absorber – something governments and businesses could use to manage debt pressures.

If that vision plays out, the next phase of Bitcoin’s rise may be less about hype cycles and more about becoming the backbone of global finance.